About Us
The Founding Partners
Credit Harbor Advisory · Serving Business Owners Nationwide
Founding Partner
Beckham McNally
The people who work hardest to build something should be rewarded for it — in business, and in the way they're treated when they go looking for capital.
I came into business financing through commercial mergers and acquisitions, where I saw the same problem again and again: capable owners making major decisions without a clear, honest read on their options. Most don't have the time or the resources to size up a lending market that isn't built to be transparent. I founded Credit Harbor Advisory to close that gap — to give the backbone of our economy the same caliber of guidance that large companies take for granted.
My background is in finance and analysis. I studied Finance and Philosophy at The Catholic University of America, and I've advised on buy-side M&A across the automotive, medical, collision-repair, and quick-lube industries. As a private equity analyst, I handled due diligence, proposal writing, and client pitching on transactions worth over $850 million in oil & gas, and I was entrusted by the CFO of a policy organization to manage its portfolio organization-wide. I hold the Financial Modeling & Valuation Analyst (FMVA) credential from the Corporate Finance Institute.
Credit Harbor was built on one founding principle: meritocracy. When an owner applies for financing, the strength of their business and the work behind it should be what earns the result — not whichever single offer their bank happens to put in front of them. That conviction is the standard I hold this firm to with every client.
How I Work
A lot of owners go straight to their own bank, get one answer, and assume that's the market. I take your situation to lender partners who specialize in exactly what your business needs — so instead of a single yes-or-no, you get options matched to you. There's no cost and no obligation to look.
What drives me is what was instilled in me young: hard work, courage, and doing things the right way. Building long-term relationships with the owners I serve is what fuels this business — and it's a privilege to do it for the people who keep our economy strong.
Founding Partner
Aaron Miller
Entrepreneurs and business owners are the backbone of our economy. We step in to bridge the gap between business owners looking for capital and receiving the best rates.
My background is in finance. I studied Finance at the University of Utah, studied abroad in South Korea, and completed an exchange semester at Tsinghua University in Beijing, China — gaining international experience, learning from different cultures, and building experience in cross-border finance and international markets.
Professionally, I have advised on private equity investments, conducting due diligence on fund managers across private equity, venture capital, and private credit. I evaluated fund performance, investment strategy, and risk metrics to support investment selection decisions. As a Financial Analyst at CommonSpirit Health, I built financial and operational models that improved customer service efficiency and reduced turnaround times, collaborating with cross-functional teams to turn data into actionable insights that drove measurable results. I hold the Private Equity Certificate from the Wharton School of the University of Pennsylvania, strengthening my foundation in private markets, valuation, and deal execution.
Credit Harbor Advisory was built on a simple mission: connect business owners with the right capital, at the right rates, with transparency and integrity every step of the way.
How I Work
Many owners go to their bank, get one answer, and assume that's the market. We have a different approach and a solution to this.
We bring your situation and goals to a network of lending partners who specialize in your type of business and financing needs, and we come back and give you multiple options tailored to you — at no charge to you.
What drives me is simple: hard work, discipline, and doing things the right way. I'm committed to building long-term relationships with the business owners I serve and being a partner they can trust.